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Hunting for real estate deals in the last months of the year

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Many investors save hundreds of millions of dong thanks to “unprecedented” preferential policies in many projects in the remaining months of the year.

Maintain customer attractive incentives

In mid-August, Ms. Nguyen Thu Hang (Hanoi) decided to invest in a coastal villa in Phan Thiet. Hang said that the epidemic had a significant impact on the personal economy, but she still boldly invested at this time, because of her commitment to attractive profits, as well as the potential to increase prices from the project in the future. .

As a connoisseur of real estate investors, she appreciates the preferential policies of the current project’s investor to provide some financial support for customers to choose. Accordingly, with an initial capital of only 15% of the product value, she immediately owns a second home product – a popular trend in Vietnam.

“At this time, many people are afraid, but for me, investment is long-term. I want to catch the wave of the resort market at the end of the year, when the epidemic is under control,” this investor said.

Second home Florida at NovaWorld Phan Thiet is about to hand over the first units.

Also for investment purposes, but the couple Le Anh Tuan and Do Thanh Tu (HCMC) chose the apartment segment. With the same mindset of “taking the opportunity” to hunt for incentives during the enemy’s time, after a while of research, last month the young couple closed an apartment in Binh Chanh district when the investor had a program to refund 100 million to the account. copper, and many other discounts.

“So, with a 2 bedroom, 2 toilet apartment priced at about 3 billion VND, we can save a large amount at the time of transaction. Even if we only need to pay 15% of the apartment value in advance., Mr. Tuan said.

The epidemic lasted for a long time, right in the month of Ngau, the real estate market began to show signs of deceleration, but that hardly affected the safe investment thinking of some individual investors like Ms. or Mr. Tuan.

Recently, in the market, many investors still maintain preferential policies, even considered “unprecedented” to attract customers such as the program “Buy a home with Cashback” (refund), receive 4-6% discount at an apartment project, exempt from late payment penalty interest, support management fee, support 0% interest…

Prominent in this promotion are the second home product lines at NovaWorld Phan Thiet (Binh Thuan) that maintain their commitment to buy back at an interest rate of 5.5-7.5%/year (with applicable term and conditions). use). At the same time, the project also offers a “disengaged” payment route. Customers only need to have initial capital from 15% of the product value, the bank will support interest rates for 24 months. The payment schedule is up to 48 months, thereby minimizing financial pressure in the context of the epidemic.

There is also a general program for preferential projects Nova Special Gift from VND 100 million to VND 1 billion, double the maximum value of VND 220 million for shareholder members, incentives up to 5% when owning products. NovaWorld and many other attractive programs for each product line.

Perspective photo of PGA Golf Villas - one of the highlights of the project.

Perspective photo of PGA Golf Villas – one of the highlights of the project.

One of the many reasons that the second home at the project is attractive to investors in the North and the South is the potential for future price increases. NovaWorld Phan Thiet has a scale of 1,000 hectares stretching 7 km along Tien Thanh coast – the tourist capital of Phan Thiet city. The project has a total investment of nearly 5 billion USD, owns hundreds of world-class utilities, diversified product lines: shophouse; townhouses, villas facing the sea; golf villas; boutique hotel… This coastal megacity holds a favorable position when inheriting complete transport infrastructure such as Dau Giay – Phan Thiet highway completed in 2022, Phan Thiet airport with a total investment of 10,000 billion dong completed in 2023, 5-star train, seaport for cruise ships with a capacity of 3,000-5,000 tourists…

“The outstanding advantages in terms of size, location, design, construction schedule, and reputation of the investor are a guarantee for the safety of cash flow. In the context that customers are shrinking cash flow, hesitating. channels, the combination with attractive preferential policies at this time also helps us to be confident when choosing“, Hang shared.

Mutually beneficial

Currently, bank interest rates are still low. In addition to securities, cash flow is being “pumped” into real estate, because this is still considered a safe investment channel in the context of the epidemic. In a survey on investment channels on VnExpress in July, which attracted more than 70,000 votes, of which real estate accounted for 32%, much higher than the gold channel, saving (7-10%).

According to investors, second home by the sea still attracts the attention of the market because of its safety.  Perspective photo of Waikiki villa at NovaWorld Phan Thiet.

According to investors, second home by the sea still attracts the attention of the market because of its safety. Perspective photo of Waikiki villa at NovaWorld Phan Thiet.

According to the evaluation of investors, the combination of home buying support policy and flexible payment from the investor will be a useful solution, helping both sides to optimize profits as well as reduce the financial burden. When many people have a decrease in income and purchasing power in the market is “modest” compared to the previous period, the active support of investors is also a move to stimulate the market to recover quickly. rapidly in the context of Covid-19.

Nguyen Huu Truong, a real estate broker in Hanoi, said that if viewed from a positive perspective, this is an opportunity for investors to accurately assess the true value of real estate. Not to mention, during this period, buyers can calmly and wisely choose the project that best suits them, limiting being dominated by crowd psychology leading to emotional decisions.

An investor with a resort project in Quy Nhon admitted that most of the incentives being applied are the most “huge” policies ever, rarely applied by businesses when the market is stable. At this time, if customers know how to seize the opportunity to buy a house, customers can save hundreds of millions of dong.

According to Mr. Tran Minh Hoang, Deputy General Secretary of the Vietnam Real Estate Brokers Association, for home buyers, incentive packages are very important. In the context of the epidemic, investors will offer many attractive incentives. If you know how to take advantage, customers absolutely have the opportunity to own the product at a bargain price. However, buyers need to balance their money sources, carefully study the legality, quality, potential progress … the project, should not buy in the style of defying risks just to enjoy great incentives.

Son Quynh

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